How Equity Release Can Work for You.
When looking to release equity from a property, our customers typically have an idea of what they would like to spend their money on. Whether it be paying off an existing mortgage or loan, going on the holiday of a lifetime or making improvements to their home, there are numerous reasons why our customers choose to release equity from their home.
A few of our
Lenders
Meet some of our
Advisers
Our trade body
Membership
Award winning service with Bower Home Finance
The team at Bower Home Finance are overwhelmed to have won the award for Best Equity Release Adviser Customer Service for the 12th year running at the What Mortgages Awards 2025.
Delighting customers with a great customer experience is at the heart of everything that we do. To win this award is a testament to the importance Bower Home Finance places on high standards of advice and service that we have been able to provide, even in these challenging times. Read more about our award winning service here.
Our Services
What Bower Home Finance does for you
At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.
Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.
We work together, we support each other.
And this drive shows in everything we do for our customers
Geoff Charles
CEO
Our Commitment to Keep You Protected.
All our equity release lenders are members of the Equity Release Council, and we only ever recommend equity release plans that meet their high standards. For your added protection, your solicitor will carry out all the legal work. We also have a panel of Equity Release Council independent solicitors you can choose from, if that would help. These legal safeguards mean you are protected throughout your equity release journey.
How Bower Home Finance can help you
If you’re thinking about unlocking cash from your home then you need to talk to the experts at Bower Home Finance. We are independent, professional and impartial. And our award-winning team of national, expert advisers will only ever suggest the plan that is the most suitable for you from all of the regulated whole of market providers.
Our Customer Reviews
Our Customer Reviews
- Trusted Customer
- Trusted Customer
Patrick Mcaarey offered an excellent service throughout my experience with Bower. Would recommend him to anyone who needed A similar enquiry
- John Jarvie and Fernley Thompson
Excellent personal advice and professionally delivered.
- Trusted Customer
Excellent service. Clear communication professional and efficient service provided by Patrick Mc Carry .
- Trusted Customer
PATRICK MCCARRY WAS HELPFUL GOT ME THRUE THE PAPER WORK AND WENT IT WELL
- Trusted Customer
The services that we both received from bower were excellent from start to finish thanks to "Patrick mcCarry",who was most helpful and understanding from start to finish.
- Trusted Customer
The service was very very good our advisor Patrick explained every detail and nothing was to much trouble. Very professional ,courteous and excellent knowledge of the subject.
- Trusted Customer
Simple process. Nice staff. All questions answered. Relatively quick from beginning to completion.
- Trusted Customer
- Mrs Ling
From the first contact until the equity was paid I found your representative Hazel Carter extremely easy to understand what equity release was all about. As one gets older sometimes new situations make elderly people feel quite nervous but I felt at ease throughout the whole meeting. Which made me feel confident that it was the right thing to do. She kept in constant contact and followed her promise to contact me to let me know what was happening to the moment the equity reached my bank account Extremely professional. Thank you
- Trusted Customer
We were very happy with the way Vanessa guided us through the process of arranging our equity release loan. Everything was explained clearly The whole application went smoothly and with no delays. My wife and I heartily recommend Bower Home Finance.
- Mr Bishop
just they listen to you and help you through until the end i would do all a again stress free very polite company
- Mrs Cleaver
The help was first class, with the equity release David George was extremely helpful to my dear sister , he really helped and talked to her using common sense which is really helpful and important with the situation we can not recommend bowers and David George highly enough sincerely yours and best regards Janet /carl
- Mr & Mrs Holt
tracy was first class in all that we asked. she answered all our questions and explained all the details perfectly. I would recommend tracy to any person that was looking for financial service of any description. the meeting was most enjoyable. thank you tracy.
- Miss Steel
I received fantastic service. My advisor was very proffesional and guided me through the whole process he was very knowledgeable about the products and worked hard to find the right one for me. He was always there to advise me and answer any questions I may have. I would not hesitate to recommend this company and my advisor to anyone requiring these services. I would definately give them 10 out of 10.
- Trusted Customer
Everything explained clearly and patiently. Easy to make contact, and any queries handled quickly and efficiently. Examples showing the structure and content of the products were clear and helpful. No negative points to mention.
- Mrs James
The service was excellent, any worries I had were listened to and explained. I never felt pushed into using equity at any time. I particularly rated my advisor Maxine Tanner, she has been amazing always there for me, patiently listening and helping me to achieve what I needed.
- Mr Hickson
The advise was spot on and the mortgage was arranged with the right provider I am completely satisfied with the service
- Trusted Customer
The whole process was straightforward with guidance all the way. Clearly experts in the field of Lifetime mortgages.
- Mr & Mrs Riley
Alays there for us for questions and answers, coming to the house to help with filling in forms. Jame's was always there for us. without putting any pressure on us to sign any forms.
FAQs
There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.
There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.
From helping to fund university fees, to gifting money to help family members get onto the property ladder, equity release can help you release tax-free funds from your home.
There are many reasons people throughout the UK choose to release equity from their home, one of which is the goal to help and support their family financially.
IMPORTANT TO KNOW
At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.
Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.
To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or use our live chat on our website.
Please be aware that equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. All features and risks are thoroughly explained in your free personalised illustration.
Very good and prompt service from beginning to end of the equity release,